MHADA First Come First Serve Scheme 2026: In a city like Mumbai, everyone wants their own dream home, but with rising costs, people can’t bear this burden. And when they apply through the MHADA lottery, it takes years but yet their name never comes up and they end up disappointed. But did you know that MHADA has opened a path where your luck doesn’t depend on a lottery draw box, but on the speed of your fingers?
Yes, you heard that right and this is possible with MHADA’s “First Come, First Serve” scheme. Under the FCFS scheme, you can book your home directly without any lottery system. If you’re also looking for your first dream home in areas like Virar, Thane, or Kalyan, trust me, this news is nothing short of a lottery for you.
What is MHADA’s BookMyHome scheme?
MHADA has updated the Book My Home MHADA Portal to make its process more transparent and faster. The main objective of this scheme is to sell flats that were leftover from the previous lottery or were surrendered.
- Direct Booking: There will be no lottery system. The person who makes the online payment first will get the house.
- Transparency: You can see in real-time on the portal which flats are available and which have been already booked.
- Locations: This time, the main focus is on the Thane, Virar (Bojling), and Kalyan areas.
Important Dates and Online Form
The process of filling out the MHADA Konkan Board FCFS Online Form has now begun. Anyone interested and wishing to apply can prepare according to the schedule provided below:
| Event | Date |
| Online registration has begun. | Active |
| Flat Selection and Booking | Real-time (until availability) |
| Document Verification | Immediately after booking |
| Possession | After payment and paperwork |
The ‘secret’ to winning a booking
As a real estate expert, I’m giving you a tip that hardly anyone will tell you: the biggest hurdle in the MHADA First Come First Serve Scheme 2026 is its ‘payment gateway’.
Remember: Before bookings open, be sure to increase your bank’s daily transaction limit. Many times, people select a home, but when trying to transfer the ₹50,000 or ₹100,000 booking amount, their bank’s transaction limit gets in the way, and by then, someone else has already booked the flat. Always have both net banking and UPI options ready in advance.
Eligibility and Required Documents (MHADA Lottery Eligibility 2026)
To get Affordable Flats in Mumbai MMR under this scheme, you must meet certain criteria:
- Income Slab: EWS (up to ₹6 lakh), LIG (up to ₹9 lakh), MIG (up to ₹12 lakh).
- Residence: Must be a resident of Maharashtra for at least 15 years.
- Documents: Keep your PAN card, Aadhaar card, income proof, and a copy of your latest ITR ready.
Conclusion
For middle-class families searching for a home in Mumbai, the MHADA First Come First Serve Scheme 2026 can be a golden opportunity. Here, the fruit of ‘waiting’ isn’t very sweet; rather, the fruit of ‘hastening’ is the house’s key. If you have the necessary funds and documents ready, don’t delay. Take advantage of this digital transformation by MHADA and take the first step toward owning your own roof today.
Disclaimer: This article is based on public information shared by MHADA and media reports. The availability of flats and rules are subject to change at any time by the MHADA administration. Before making any payments, please confirm the information on the official website housing.mhada.gov.in.
