MHADA Lottery 2026 Mumbai: Buying a home in the city of dreams, Mumbai, is no less than conquering the Himalayas. But if you’re from a middle-class family and have been disappointed after viewing flats worth crores, then the Maharashtra Housing and Area Development Authority (MHADA) has a major piece of good news for you. Within the next two months, MHADA is preparing to hold a lottery for approximately 5,000 affordable homes (Affordable Housing in Mumbai) in prime areas of the city. This opportunity is a lifeline for those who have been dreaming of a roof over their heads in “Amchi Mumbai” for years.
Goregaon to become a center of attraction: 2,500 flats here alone!
The biggest feature of this time’s MHADA Lottery 2026 is its distribution. According to available information, of the total 5,000 homes, about 2,500 will come from the Patra Chawl redevelopment project in Goregaon West alone. This means that this time the chances of winning a home in Goregaon are very high.
Income Group and Eligibility Details
MHADA has divided homes into different income categories to cater to every section of society. Understanding the MHADA Lottery Eligibility Criteria is the first step toward your application:
| Income Group | Annual Income | Typical Units |
| EWS (Economically Weaker Section) | Up to ₹6 lakh | 1 RK / 1 BHK (small) |
| LIG (Low Income Group) | ₹6 lakh – ₹9 lakh | Standard 1 BHK |
| MIG (Middle Income Group) | ₹9 lakh – ₹12 lakh | 2 BHK |
| HIG (Higher Income Group) | More than ₹12 lakh | 3 BHK / Premium Flats |
Important Dates: When will the key to fortune open?
Although its official announcement has not yet been released, according to sources and recent reports, the registration process for the upcoming MHADA Lottery 2026 may begin in March or April 2026. Its computerized draw, i.e., the lucky draw, is likely to take place in May or June.
Be sure to keep these 3 things in mind before applying
As an experienced real estate expert, I offer you these suggestions that people often forget:
- Ready-to-Move vs Under Construction: In this lottery, many homes are still under construction and will be available for possession after 2028. Before applying, be sure to check the project’s construction status.
- Income Proof & ITR: Make sure your last 2 years of Income Tax Returns (ITR) and salary certificate match your income category. Even a small mistake can get your form rejected.
- Domicile Certificate: You must have a Domicile certificate for Maharashtra that is at least 15 years old. If you don’t have one, apply for it today.
In which areas will homes be available? (Prime Locations)
In addition to Goregaon, homes will also be available in other posh and developing areas in this phase of the MHADA Goregaon Lottery 2026:
- Bandra East (MIG Colony): Approximately 44 flats are available in this prime location.
- Vikhroli and Powai: This could be an excellent option for the middle-income group.
- Pant Nagar (Ghatkopar): New flats may be available under redevelopment schemes.
- Borivali and Kandivali: Special offers may be available for those living in suburban areas.
Keep an eye on the ‘Waitlist’
Often people get disappointed after the draw and forget, but MHADA’s ‘waiting list’ is also very useful. Often, winners forfeit their homes due to incomplete documents or inability to make the payment, in which case those on the waiting list get a chance. Keep checking your application status on the waiting list until you receive your refund and the waiting list is closed.
Conclusion
With private developers’ prices in Mumbai’s real estate market skyrocketing, this MHADA lottery is the safest and most affordable way for the common person to buy a home. The entire process has been made online to ensure transparency. If you also want to step into your new home in 2026, start preparing your documents and the earnest money deposit (EMD) now.
Disclaimer: This article is based on various media reports and current updates from MHADA. Official dates and rules are subject to change. Before applying, please visit MHADA’s official website, housing.mhada.gov.in, to read the latest notification.
